What You Should Do if You Have a Traffic Collision

Posted on: December 2, 2018

When a traffic collision happens, injuries may be severe, property damage can be extensive, and emotions will run high. However, it is essential that you keep a level head and take these six steps after a traffic collision in New Haven, Connecticut.

1. Stay at the scene of the traffic collision

It is often an automatic admission of guilt if you flee the scene of a traffic collision. When you are caught, you could be charged with a hit and run offense.

2. Check for injuries

Check on all drivers and passengers to see if anyone needs medical attention. Call 911 for an ambulance if severe injuries are evident.

3. Call the police

Most insurance companies will use the police report to determine who is at fault in the traffic collision and liable for compensatory damages. 

In many locations, police officers will not respond to a traffic collision unless there are injuries. In this case, you can go to the nearest police station and fill out a vehicle accident report form or download one from the state Department of Motor Vehicles website. Be sure to file it with the police and your insurance company. 

4.Record witness information

It may be necessary for a private or insurance investigator to talk to witnesses to determine who was at fault in the traffic collision. Write down the names, addresses, and phone numbers of persons at the scene of the traffic collision.

5.Exchange information with the other driver

Although the police will ask for necessary information, you will need to have information to report the collision to your insurance company. In some areas, it has been known to take days to get a police report.

You should get the names of drivers and passengers, as well as phone numbers, and addresses. For each driver, take down the driver’s license number, license plate number, insurance company, policy number, and the name of the insured. If the driver’s name is different from the name of the insured, try to establish the relationship between the driver and the insured. 

6. Take pictures with your cell phone if you can

There are always cases which are disputed or where the fault of the traffic collision is difficult to ascertain. You can assist in your claim and case by documenting evidence with photographs. Document traffic lights or signs, road conditions, and skid marks on the road. Include as much of the traffic collision scene as you can by getting pictures of the street view from different angles. You should also photograph any damage to yours and the other driver’s vehicle. If you have lacerations, broken bones, etc. try to get pictures as soon as possible.

7. Notify your insurance company.

Your insurance company will advise you of what information and documents they need to process the claim and often provide preferred auto shops to get estimates and repair work done. 

When a traffic collision happens in New Haven, Connecticut, those that have suffered injury and damages may seek relief through legal action. If you have taken the proper steps after the traffic collision, you will be better able to protect yourself from fault and liability and be compensated for your losses.

Request a appointment here: https://www.kclawyers.net or call Knight & Cerritelli at (203) 624-6115 for an appointment in our New Haven office.

NOTE: This Blog is for Informational Purposes Only and Does Not Constitute Legal Advice